I see many people who are freely giving away their discord username and assume everything will be ok. Sorry to say this but Discord is the least safest place to go, communicate and share your personal information. A Youtube channel called https://www.youtube.com/@NoTextToSpeech is very inform with Discord and their mod police, pick a video that might be considering to you and I can guarantee Discord will not do anything about your issue.
Why not use discord?
You can't report people if you are not in a respectable community and the report button does not do anything. This is from experience, Discord will not banned the person for uploading dead puppies. It took the entire police resource to get the person, without Discord help.
Scammers will do anything to scam you. I don't care if you did not put your credit card or used a fake email. Those scammers will use your account and abuse it. You will get nothing from this experience, not your account back or trust from your peers.
Discord wants to sell your persona and will not stop until they have everything. They became the Facebook of chatrooms, the privacy policy does not protect you from anything. There's a high chance of them using your photos, your text, your music for A.I just because they can earn money from it.
Is there another website?
Yes, they are called chatrooms. In a nutshell they are Discord but without the features, just the people you invite and texting to them. A SMS kinda website (without paying for overpriced plans). https://www.chatzy.com/ is such an example, free, no sign-up needed, fast and simple. If someone is untrusting, bad or odd, you can always leave. The chatroom websites have no special power, some have no JavaScript, you can simply leave and they can not follow you anywhere else.
What should i do?
Use chatrooms as a starting line, discord "block" feature only blocks accounts but not other accounts and you'll likely be followed in Discord without you knowing. Chatrooms do not have anything that allows someone to track you. A VPN can hide your location, MAX security detection can make it impossible to know it's you. The best thing of all, simply leaving, knowing your avoided a bad person, yes you were the smart one who did not give away discord username, who might have been a scammer, who would have uploaded dead puppies to you nonstop.
Stay safe, stop carelessly giving away your username. You have control over your life, don't let bad people abuse you because of some evil corp like Discord.