people would gladly open accounts for buying nsfw, here in the USA but for many people thats difficult  

The digital money age has improved nothing but intentionally inject  problematic non cooperative policies to cling to their tride and true methods of tying up peoples money making interest on it  

  The cooperation between platforms is just as much deception as it was in the 90,s if not worse, so they back bully tactics making it to be  a privilage to occasionally access your own money under the strict policies of thes organized crime corporations. Why do we need any banks at all, the money is fake weather its paper or  digital credit or clams or unicorn farts its a game with no physical value so what is a banks perpose, if theres no gold no silver less and less need for cash but suddenly the aggressive push for convenience always works against people when they know nothing but abuse from a system thats been abusing the world population for 300 years. 
 As far as laws in our circus de o usa the guys with leverage get their way and laws are writen to close-doors for the population and create freeways for the privileged people who generally dont care about time taken by banks because they wont be denied by anyone nor will they be asked to physically travel to a bank to get belittled and bullied inside the crime scenes walls. When your running out of logical reasons to exist as a network of racketeers you put the pressure onn and distract everyone with more assaults and punishing them by inflating the money right out of their accounts in a backhanded  100% illeagal heist of billions of dollars  a day sometimes; 

State government inject intentional fuckups to food stamp programs of a certain percentage every month witch randomly pick victims who spend up to several days or weeks fixing it with even more intentionsl fail obsticles then pro rate their accounts for the lost days and that is lets say 3% of recipients of 1 million total fucked up for acweek so take the 50 off they would loose 30000 people x 50 bucks is what 1,500,000/vash every month not paid but considered as needed all the same nowadd 50 more services banks can insert fail points and delays, then when everyones at the mercy of the system bam they can abuse everyone however they want and no law will stop money   
 But lets ask the question that really matters

Why the fuck do credit catd co care what your buying? They have zero morals to speak of then come and spit on people for staying home and not being criminals thats a-hard one because profit justifies every other action including  war and drug trafficking so how is there profit in fucking all these people,