I think I know how this works, but I just want to be sure.

I know I can't collect any money from itch.io without doing the tax interview.  And as I'm not planning on charging money for any games any time soon, that's fine and dandy.  But the thing is, I've spent all of this month working on a game for a jam, and part of me kinda feels like marking it "no money accepted" (or whatever that checkbox says) would be a waste of the potential to maybe collect enough money to buy lunch (or more likely just enough to pay for the soda to accompany lunch).  So...to cut to the chase, my understanding is that if I post it as being a free download with donations accepted, then itch.io will collect the donations and hold onto them (for a reasonable time) until I do the tax interview and can collect the money.

Is this correct?