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within the given sound assets is a .flp containing a 3xOsc Nokia preset. are we allowed to use the arpeggiator and the pitch bend within the 3xOsc preset, granted that 3xOsc is set to monophonic mode?

Arpeggiator would be fine as long as its one sound played at a time. I would avoid the pitch bend as I don't think the Nokia was capable of that. But as long as your sound is in line with the original phone you'll be fine.