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How do you pay on Steam in a way that avoids using your card? 

For what it's worth, payments are processed through established third party processors (PayPal & Stripe). Your payment information is never seen by 

You can buy Steam Wallet Codes in retail stores that sell them. They work much like prepaid SIM load cards where you uncover the codes by rubbing a coin on a special area which will reveal them. Afterwards, you can enter them into a page in Steam which will credit the pre-designated amount (such as a $100 Steam Wallet code) to your Steam Wallet.


I see, thanks for the information. It's probably going to be quite some time before has something like that.