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Correct!

Ah, okay, I see where your confusion is coming from. Duels are treated differently than normal combat, so instead of rolling the standard 3d6 you roll Renown + Weapon Damage. An instant kill triggers when the total is less than or equal to your level.

That makes so much more sense, thank you! I've been wracking my brain and I'm glad to finally have my head wrapped around this mechanic.

Glad to be of help!