The game is fine. The presentation is really really good, the visuals and audio are both really good. I did ~4ish runs, all ending in debt, so perhaps it was bad luck, but the luck cheat didn't feel like it was helping all too much. Even if the effect is significant, it might be a good idea to signify its effects better (I'm thinking of chance doll from Risk of Rain 2, which improves odds with chance shrines but does it in a very visual and clear way).
The presentation is still really good though. Great game!