I would not take this too seriously... yet. If anyone would get banned, it would be me. I only use PayPal to buy adult games (and only when that is the ONLY option available). I buy a lot of these games. It is also possible that since I am only 30km from the PayPal headquarters, they are reluctant to mess with me. There are many laws protecting adult content where I am and they are definitely aware of that.
Creators (5+ years of using Patreon) have had their Paypal terminated for selling adult content on Patreon: https://x.com/Miilkywayz/status/1960607816475140277?t=0KAD2ONGOqdf4RzgMjmucA&s=1...
It seems that using Paypal is the issue, rather than the platform.
EDIT: Patreon supports Paypal and Payoneer for content creators, but neither support adult content:
Payoneer allowed content explicitly bans adult video games:
https://checkoutdocs.payoneer.com/docs/checkout-prohibited-and-restricted-busine...
Paypal also doesn't allow it. So essentially, using Patreon and accepting payments for adult content is currently against the TOS of both payment systems.
It should be allowed, but yet it is not. Have you read Paypal's TOS? You need explicit permission from Paypal prior to setting up your Patreon. Payoneer outright does not allow adult content at all.
There are lots of adult content creators on Patreon, and most of them are breaking Paypal's rules and everyone is breaking Payoneers rules. We see evidence of Paypal waking up and cracking down on adult content creators, regardless of the content.