Got it, so everyone just needs to quit using their service and go to a different card provider. It'd be nice if that happened, but i doubt it ever will.
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I'm normally not a crypto shill, but it might be worth investing into a small amount of relatively stable crypto specifically to have some way to do transactions when Visa and Mastercard are doing this shit.
Theres not a hugr amount of card providers out there. Most of them use Visa or Mastercard infrastructure.
There is an option, but it is a pretty big step backwards, so I doubt people would go with it. Rather than using credit cards for everyday shopping, we can withdraw money directly in bank to pay in cash, and for online payments, devs could have bank account number disclosed, so we can make a direct bank transfers instead. Basicly cutting off the use of payment processors altogether, so they either backpedal on bans or go bankrupt and new, more lenient ones get created.