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(+11)

I wish it was that easy, but look at your bank card, it's almost always either visa or MasterCard, and your bank decides that, not you. 

Censorship is getting out of control.

(+2)

There is an option, but it is a pretty big step backwards, so I doubt people would go with it. Rather than using credit cards for everyday shopping, we can withdraw money directly in bank to pay in cash, and for online payments, devs could have bank account number disclosed, so we can make a direct bank transfers instead. Basicly cutting off the use of payment processors altogether, so they either backpedal on bans or go bankrupt and new, more lenient ones get created.