Loved this! Really impressed that you implemented a mini-map, and gaining access to features like the radio as a reward for paying your debt is a great idea. The car handling was excellent too.
I'd maybe have less camera sway, as having it on all the time can be a bit nausea-inducing, maybe pull out the field of view when you're at full throttle to get that sense of speed instead?
Overall really enjoyed it though, great work!