Threats, like, you cannot move through blocked modules. They will take the most direct path toward you that is open and available...which gets tricky when it comes to them being on the wrong side of a shipbreak from you. The card-based AI is rudimentary, but them's the breaks.
6 load and 6 cred for a Tier 1 Payday that's been boosted. Usually they're 4 Load and 4 Cred.