Like I said, the player character will take a more active role in directly helping, but we're in a transitionary period. Things are already heading in that direction, and I can think of a few examples from v0.14 where MC has used his money or helped in some active way.
Yes. He could help Nia more than just buying her consumables, but that's not where the story is right now. We literally just got to the point where she's willing to trust you to show you these things in v0.14. Getting to the player character being All In isn't going to happen over night, that's not realistic. Please give me time to develop these things.
Owning hundreds of thousands is definitely abnormal. But as for why MC and Lin couldn't help Jia, it's explained in that event during and after that moment.
Viewing post in Harem Hotel (18+) NEW UPDATE! comments
Ah... Ok, I will keep looking for next updates, after all Im realy interested where this story will go. As I told many times before, it is your game and it is only up to you to decide how to develope it. And, definetely, you are a master, your game is very unique. Thank you for reply and thank you for your hardwork :)
P.S. Any my complaints are there only because I realy like your game and story you created :)
You good Runey, Zex just doesn't know good storytelling and is taking this harem game too serious. I hate Player Character (PC) is kinda helpless, but I understand that devaluates the MCs personal growth and actions. If Zex wants action so bad, then there are other projects that fulfill that hero role.