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Hm. I'm not sure I understand your question – Finite Incantatem is a Defence spell, not a Healing spell. And Healing spells are not required to clear Conditions, they just have the ability to do so, if successfully cast

Finite Incantatem would only be able to clear a Condition caused by another spell, while Healing spells can clear Conditions caused in other ways (cuts, broken bones, etc)

Does that help at all?

(+1)

I take your answers as ruling to refer to, so it definitely helps. 

The problem with the spell, I think, is the tendency to use it as "Dispel Magic", to end any spells' effect at any time : )

(+1)

I would follow how its depicted in the books & movies – sometimes the spell you're trying to end is too powerful, sometimes the caster isn't skilled enough, sometimes a more specific counter-spell is called for: https://harrypotter.fandom.com/wiki/General_Counter-Spell

Thanks!