I liked the insurance mechanic. The is very fun to play, although it does get a little rage inducing at around level 4. The save points really help out in that regard.
Excellent level design. Central mechanic is well implemented and fits the theme nicely. Very creative. I can imagine speed runners taking to this kind of game.
Good music and sound design.
My only criticism would be the visuals. A better colour scheme is needed. Add plenty of visual juice to the game and this could well become popular. Just search for godot juice on youtube.