I am confused by skill character creation. At the beginning, you add +1 to your career skills, in this case I was an agent. I got +1 Agility and +1 Education. I the rolled three terms, which says you have +3 skills, but not a maximum of +3 at character creation. So does that mean I just make sure my career skills are all at +3? And is that +3 with or without the attributes bonus and the +1 that you already added? And at character creation, these are the only skills you get?
Each skill has a starting bonus equal to the associated attribute (pg 6, pg 9), which should be between +0 and +2. So if your Agility and Education are +1, and you rolled an Agent, you would increase each of the Agent skills by +1: Sleight of Hand, Observation, Acrobatics, Stealth, Manipulate, Survival.
This means your Stealth starts at +1, and because of your Agent training, increases to +2.
> 3 terms
3 terms gives you +3 skill points to spend to increase your skills. You could spend 1 point to get Stealth to +3, but you cannot spend 2 points to get it to +4. You can spend those 3 points however you want.
> Are these the only skills you get?
You will have access to all skills all the time. This is a skill based game, so you will want to write down your total skill level for each skill. You don't sum together ATR+Skill for each roll, as it is just 2d6+Skill (pg 21).