I blame the credit card companies more since they were already on this "moral arbiter" crap awhile ago. Heck, they attacked Japanese businesses, forcing them to change or be destroyed (and some of them were destroyed regardless). Japan's government recently started putting sanctions on the companies for their actions.
(the credit card companies when told to stop by the Japanese government shrugged at them and told them they weren't responsible for stopping these businesses from existing... imagine how pissed the people and government were when they said that bull to their faces)