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Wait, can I use others, accounts? My mother will agree to help me on using her bank account. But she can't be a publisher. Can I change that bank account ID address when I need? I don't think I'll need bank accounts, because I'll sell my games for free. When I'll be 18 I'll make a bank account.

And is there is any problem, if I keep blank the publisher name of the game?

(+1)

Yes, this is the common way for kids to go sell games in the internet. You might be given a way to change bank information, i never done it so its unclear to me. You will be fine without a publisher name, you don't need it.