Thank you for the question!
As you noticed the favor economy is built for day-to-day trading, not things like houses or land. For this situation I recommend using a Promise. I think it makes more sense thematically (and is more fun) to help someone in town and have them give you a house (or build you one), than doing boring stuff like having your credit checked, working for 20+ years, and then trying to get a bank loan.
Here's what I would do:
- Envision (or roll) a townie who is capable of giving you a house or helping you acquire one.
- Generate a very urgent + very complex Request.
- Make a Promise.
- Make moves, mark progress on the promise until you are satisfied, then...
- Reap the Rewards, doing things as normal and also gaining your house!
Promises are very powerful mechanisms for allowing you to gain things inside the world, make changes, or growing closer to townies. I hope this helps! Please don't hesitate to ask more questions 🐸💚