Ah, I was thinking of another game, where transformations happen when walking into water. Sorry!
And Using the Raft from the menu doesn't work to put the raft in the water? But R does work.
No issue with Tor Torken, I just was stuck because I couldn't ride the raft. I was just at the tower to check it so I could write the second part of this:
https://tvtropes.org/pmwiki/article_history.php?article=VideoGame.RuphandAnApoth...
Now watching the Castle Town speech for the second time, with all my stuff!