>By easier I meant smoother, faster, or more varied
I'd agree on that it could be more "varied", other than that not as much.
also lower prestige is actually something the player should want, if you are looking for more lewd events.
>they increase very slowly in comparison to morale.
That's kinda the point with prestige, it's easy to trade it off for things but harder to get back.
You shouldn't really compare those two to morale, as they each play rather different roles in the game.
>although it's doable to pay the bank back no problem, it really showed me that the war takes a crack ton of cash.
That's kind of the point thought.