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I'm not sure how hard COVER comes after people for it, but I think there's something about attaching a price tag to a fan game centered around and using their own intellectual property (in this case, the characters/talents).  I THINK that's part of the reason why HoloCure is free?  Honestly no idea, but good luck tho

I think that as long as you don't use the original assets/models, you CAN actually profit from fangames, doujins, etc.