Salty wrote the cheeky message, but I wrote the game, and I'm happy to offer some insight. Since Todd isn't a member of the club, I wanted to include him as much as possible in other ways. I'm sorry it annoyed you.
As for that particular option, you can ask Todd about romancing him, romancing other people, or say nothing. The "coward" comment was for someone who chose to do nothing, not for people who didn't want to romance Todd. Hope that helps clear up any confusion!