Ohh glad to see you enjoyed it! xD
As for the debt, just checked here in the event files and in chapter 4 you go from owning 2200 to 1800, then in chapter 5 it goes to 1500 and now in chapter 6 goes to 1300. But I'll check in game later to make sure lol thanks for the feedback!
In that last interaction though, maybe I should have conveyed it better by giving Lianna some sort of reaction, because the dissipate magic DID work and remove the spell the creature had previously cast on her (not giving any details in the comment for spoiler reasons)
Also, I'm surprised you're keeping track of the Skam'mer name. It's going to be important later on, trust me. Though I have to say the debt is to the Guild, not the Skam'mer family (they actually do make business with the Guild and own another powerful organization, but not saying anything else! xD)
At any rate, THANK YOU AGAIN FOR PLAYING! Despite the slow updates, I put a lot of love on this project and it fills me of joy knowing you're playing and having fun with it. I hope to see you again soon for chapter 7! (^^)/