completely agree.
i have a credit card, i have 3, i also have other valid methods of paying via patreon, like paypal. they refuse all of them.
thats ignoring the fact that patreon not only supports fascist political policy and 'aggressively penalises' people based on political issues, but they also are actively removing pornographic content from their site. careful you dont make the characters eyes too big, or that will be deemed "child porn" regardless of body-shape, and you'll get banned.
all i can say to AVN novelists is this :
Dont feed the hand that bites you.