This game has been getting some love online lately. A question came about what happens when you roll "on" your number. The person asking the question noted that L&F treats it as a success. I was like "it does!?" I looked at the latest version online and it does indeed say that. Then I looked at my saved copy from a few years ago and it does NOT. So that is a recent addition by John Harper. I disagree; I prefer it to be insight only. If someone would happen to roll only one die, and get insight only, and chooses not to re-roll (and seriously, how often is THAT going to happen) I would treat it as a failure. After all, in Lovecraftian tales insight often empowers/enlightens, but it rarely is a "good" thing! Chances are, the character is in for a mythos check.