The janitor job at the police station has no requirements, and can give you some traits while working it. Extra money can go towards gaining skill traits at the Learning Center for trading away negative traits, but I'd recommend getting the apartment for the rest and shower buffs as well as eating vending machine food and using Feat points on Charismas. All to take the edge off the negative % for having all those negative traits. That's what I did anyway when starting my first play through going for Definitely not a Vampire, and I got rid of all my negative traits last I was playing.