never thought of that really... but i guess if you didnt, you might bumped into bandits inside your house.. your house should be your sanction to hit it when you are out of potions to retrieve your health...
As s.heart, it's for bandits. When the bandit camp's moral is low, they attack on the road again, and they can attack you in your house, so I guess you can loose stuff if you're attacked and loose (not sure about that, they're all happy with me :3 )
