HORRO video (games) becasue in this case ive got the right thing for you: (free useable, but fpr 8.50 free per month you gain access to about 100.000 already incluided 3d assets and even gameplay elements, there is a lua scirpt possibility as well as using visualstudio code with extensions to be able to access visual scripting Yahaha - Horror Game Kit
further: easy retro-fps engine, thou can ne enhanced with scripting additions (completely free): Easy FPS Editor CE v1.10.5 by Clark
last but not least: GameGuru MAX on Steam i started with this one i supports lua and many premade behaviouse to attadch to charchters and object, althou i started with the classic edition, thou max aint that cheap, if you're waiting for a sale, i suggest ti try it its rather straughtforward, but be aware poeiple tend ti see this not as a "real" engine :O