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(2 edits) (+1)

So?
It's very unlikely I'm going to encounter 401K in the run, and doubly unlikely the perk is going to choose "4" if I have 401K already.

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"gives multiplier";
if that multiplier is anything less than x4, the perk is not worth the trial.

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Thanks both of you for sharing your thoughts. As of a couple weeks ago the experimental branch has basically this change already implemented (it counts all the letters in all the names not just the first one) and it has been promoted to rare because it got a lot better with that change

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That sounds great, Rare is justifiable if it counts multiple letters in the same name.
Sorry if my comment sounded pointed, I was just fairly annoyed while knowing my chances every time the card appeared.

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No worries