Hey Nunya, thanks for your concern.
Version numbers aren't percentages they just count how many updates there have been. No game developer or artist has ever fully planned their project from the beginning and followed that plan perfectly without deviation. Harem Hotel is probably around 70% complete, but even I can't say for certain. It will be done when it feels complete, it's just how the creative process works when it isn't shackled by corporate greed.
I'm really starting to sound like a broken record, which isn't your fault, you're just curious, but my father died two years ago and that really fucked things up. I took a break from work, dealt with bureaucracy, and at the same time moved countries. This slowed down v0.18 tremendously. I was able to work on v0.19 more consistently, it was just a massive update bigger than most, but had still been dealing with a lot of bureaucracy, including creating my company. I think at one time I had 4 or 5 lawyers at once (a drunk driver also hit him weeks before he died), and all of it just ended last month. I also settled down with my partner and started taking vacations for the first time in my life at the same time during v0.18.
But in any case, each update comes with hours of story content, and more in gameplay. Some of these events take 30m to complete, which is a full length TV show without ads and no small feat. It can sometimes take a whole month just to create one story event, but that is more rare. Each update typically gives 1 story event to each character, which is usually similar in size to a chapter of a book. In that same sense, there are 7 books being developed at the same time.
All stories should take into account where you are with other character's stories, but something can always slip through the cracks in a developing game. To fix this issue I will need some more details though because I am not completely sure what you are describing. What level was F&E and Ashley at these points? It would really help seeing pictures of the issue or just having the exact dialogue.