Awesome game! I am about to delve into a solo campaign! I am a bit lost with the Armor Rating rules. It looks like if I wear a brigandine (.25 armor, bulky), a leather cap (.25 armor) and a buckler shield (.25 armor), I get no protection against attacks! The armor Rating rules on page 15 says that any fractions of a point are disregarded for determining my AR (which adds up to .75). What am I missing/ misinterpreting?!
Nothing. You are absolutely correct. You start with an armor rating of zero. I personally feel that a game that is so centered on inventory management should not give you everything up front, so that you are incentivized to delve for coin to buy the things you want (or find it). That is the design point of that. Thanks for the compliment and happy hunting!