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Hey there! I am all in support of doing an initiative but for now wanted to share that Digital Fairness Act looks for feedback. This could be our chance to make them look at the whole practice of payment processors and credit companies forcing businesses to comply with their arbitrary guidelines despite selling legal products and threatening to not let them use their service otherwise. Talked more about it here, in case someone wants to read more about it and what we could tackle.

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Mh, maybe a feedback like this?

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I would probably replace the whims of lobbyists with something else (possibly more professional) but outside that, this is pretty well formed. Probably good to additionally mention how it both hurts consumer and imposes unfair practices on businesses or how it fits with the scope of DFA.