Honestly, I do also intend to create a Ko-Fi, I just don't know if it is possible to set a Ko-Fi page to be completely free; but I would recommend to diversify the platforms as much as possible!
And for Collective Shout, yes; itch did go overboard, but ultimately, they can't ignore their open letter is the root of the problem, and that they mentioned finding "hundreds of games" that should be banned; and what is 20,000 games, if not 200 hundred...