There is also a bill in the works in the U.S. called h.r.987 - fair access to banking act. this bill will undoing this crap with Visa and Mastercard acting like cartels instead of neutral creditors. Letting Steam and Itch basically sue them for the damages cause buy their actions this also goes for devs selling stuff on Steam and Itch will be able to sue them and let us consumer do it to so yeah it may take a while to get passed at closest possible by Christmas of early next year, unless people start spamming the trump administration so government would fix this faster