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There is still some room for hope. There's the petition on Change regarding this situation directly, the ACLU petition for sex workers, and the Free Banking act in Congress, though admittedly the latter will go at a glacial pace even with bipartisan support. Last but not least is the archival site loop-io.dev, they've got over 2500 working NSFW Itch links so far and growing, added DD myself alongside the rest of my extensive collection two days ago.

There is also a bill in the works in the U.S. called h.r.987 - fair access to banking act. this bill will undoing this crap with Visa and Mastercard acting like cartels instead of neutral creditors. Letting Steam and Itch basically sue them for the damages cause buy their actions this also goes for devs selling stuff on Steam and Itch will be able to sue  them and let us consumer do it to so yeah it may take a while to get passed at closest possible by Christmas of early next year, unless people start spamming the trump administration so government would fix this faster

Indeed, that's what I was referring to via the "free banking act" I mentioned, forgot the formal name for it.