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It seems like they do consider games as "real life", unlike how they perceive Video/Printed. "Video" meaning movies and television with "fictional" content. Visa and Mastercard are all too happy to receive payment fees for Game of Thrones.

As for the gaming side of things, they just don't seem to understand it is a "fictional" medium. It is also only a matter of time before it escalates beyond gaming into printed fiction. My wife straight-up admits many of the NSFW games here on Itch that I have played are tame in comparison to the supermarket-smut-novels they have near the registers! HAHA

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She needs to go visit Melonbooks in Japan if she wants to see far less tame stuff. 

I came across one with sadistic brutal themes and my mind went "I'm not surprised this exists. I AM surprised this exists in paperback." and I had to buy it just for the novelty of it.

Although at the end of the day it's a matter of how deep pocketbooks are. Buy Visa/Mastercard stock (Not sure of their ticker) and have a good share percentage, threaten that they can't do crap like this, and you'll find they reverse their decision REAL quick when the CEO's pocketbooks are impacted.