For the most part yeah.
Also I realized now that "Naked Lona" is supposed to be a "Bonus". I've been glossing over that fact and just considering Naked Lona to be the starting point, base/default; no stats, traits, armor, any boosts at all. So to me 4.3 was her default move speed not necessarily a Bonus of not wearing anything. So my thought process toward all this speed stuff was for example:
Adventure Lona(Slowest)
Each armor gives -0.1. Full armor puts her speed at 4.0. (4.3-0.1-0.1-0.1=4.0)
Naked Lona(Base)
Simply 4.3 speed.
Survival Lona(Fast)
The original armor was Top (+0.05), Mid (-0.05), Bot (+0.1), MidExt (+0.05, -0.1). Full armor puts her speed at 4.35. (4.3+0.05-0.05+0.1+0.05-0.1=4.35)
My current changed armor is Top +0.02, Mid +0.01, Bot +0.01, MidExt +0.01. Full armor puts her speed at 4.35. (4.3+0.02+0.01+0.01+0.01)
Exhibitionist Lona(Fastest)
+0.04 for uncovered chest, +0.03 per groin and butt. (4.3+0.04+0.03+0.03=4.4)
So in this case this would be the order of these armors/traits in slowest to fastest. However if you take the Survival Armor piece by piece you see the issue I was bothered by and what I was trying to fix.
Survival Lona
Top Only
(4.3+0.05=4.35) "Increases speed, so far the best single part of the armor"
Mid Only
(4.3-0.05=4.25) "Decreases speed, faster than an armor that has -0.1 but still slower than Naked Lona. This piece follows the armor makes Lona slower expectation, but stat wise it makes her slower than just not even wearing it which seems bad. Essentially a worse Top."
Bot Only
(4.3+0.1=4.4) "Increases speed and is equal to a Naked Lona with Exhibitionist trait, this on its own might be too strong as is, also when combined with Exhibitionist the Survival Bottom's +0.1 is faster than wearing no Bottom +0.06, so you'd go up to 4.44 plus you get all the benefits of armor like DEF"
MidExt Only
(4.3+0.05-0.1=4.25) "Decreases speed, practically the same issue as Mid Only, why wear it alone if it makes you slower and has lower stats than say the Top; the only difference is an unnecessary second speed stat in the json file."
Anything that causes Lona's speed to be anything less than 4.3 would not be considered "Increases speed", so for example the idea of making the armor less "constraining" giving all the armor pieces -0.05 rather than -0.1 like other armors would follow a "faster" sense compared to other armors but still isn't "Increases SPD" because the armor puts her speed below 4.3. I was also trying to figure some way to work with this without going above the 4.4 mark since that would tread into the Exhibitionist trait's speed(and 4.44 if you wore the Boots with it, which is why I nerfed them).
This is why I tried the Top +0.02, Mid +0.01, Bot +0.01, MidExt +0.01 idea. This fixes the issue of certain parts of the Survival set slowing her down so now the stats match the description again and the Bottom being too strong on its own. The only oddities is it being faster than Naked Lona, which is why I didn't boost the speed any higher than it made her before my changes, and the fact it's leather and somehow "lighter/faster" than say the Adventure armor.