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That's actually a glitch then. She is suppose to take money only when player has some.

If you are on PC, you should go to (Your User)\AppData\LocalLow\LAGS\RingManSpiritHunt and modify your money in the SaveData.txt file.

Just modify the one that says "Money":, not the other one that says "mMoney:", idk what the latter does.

Oh, also the appdata folder is usually invisible by default, if you can't found it, google how to "show hidden files".