I am drawing a fine line as to what's acceptable.
I can't guess the ages of your friends, and I don't want people using my releases in public spaces for the same reason.
If you were to have a third party handle an SFW edit, I would not be able to verify that every NSFW aspect has been scrubbed. Adding clothing on top would not remove the normal/diffuse textures that contains the genitals/nipples, and for most clothing edits people don't edit those out. There are also bones and vertex groups associated with those components that would need to be removed. If someone were to clip their face into your clothing they would probably see those aspects, and if you removed the geometry in that area, you would still need to scrub those NSFW normal / diffuse details from the textures in case someone has a debug avatar that can find that information when it's not supposed to be visible.
Apologies if i was blunt earlier, it's a lot to explain.