It makes me have different coin pouches and then tells me I cant buy anything more than one coin pouch how do I fix this? For example I have 5, 15 coin pouches and 1, 200 coin pouch yet I cant tip Witer or buy something worth 250.

I only need a different coin pouch when in the underworld portion, when I need to store bevocr.  I never had to do anything to receive a different coin pouch.  I'm playing V0.21.

I did need to buy an upgrade to the potion pouch, but that's the only pouch I've ever taken any particular action to change.