not bugged, the intention is that with time and through the player's choices the MC's personality changes, thats the intent at least (in this version theres not much on that yet)
prostitution is a way to get money but its not the main or primary way, and in this version its honestly pretty undeveloped too, so the other ways are much more lucrative. to be clear the "goal" of this game is to make something i personally enjoy playing, so it might just not cater to you
rn the main ways of getting money are completing the daily assignments and selling stuff, those are the "jobs", but there's no formal, stable jobs in like the regular lifesim way (I intend to avoid having them). also at most you were missing on 10 or so minor events by having no clothes on