The reason I kept going for the top option at the guild
20 guild points for 1 day, 25 for 2 days and 75 for 10 days
20x2=40, 20x10=200 add to that on days that you camp out you can't raise stats like (dad strength, endurance or strength, endurance and agility) or (mom or self study for intelligence) means a lot of missing stats to me the money wasn't worth missing out on all of that.