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So hello, regarding your question I would say that it depends of the focus of the game. If the main point of playing is to have characters having intercourses and you can't choose to skip it then it's nsfw nsfw. And it would also depends of what's happening during the nsfw scene. If we don't see any well delicate body parts (as we can chose to censor the cg for example) then it's eroge in my opinion. Basically as long as the game main purpose isn't nsfw for nsfw and there's more story than that I would say eroge.

...oh, we do have the explicit body parts exposed, but the main focus is not NSFW and the scenes are skippable (with NSFW toggle on/off), now I still wonder if it's still eroge or not

I would say yes (sorry if it wasn't clear) but will the game have two versions (a nsfw and a sfw one)?

There are two "endings" that are both available, one NSFW and one SFW, and there is a toggle of the settings that can turn on/off the NSFW part, but I do wonder if it's more plausible to make two entirely separated versions 🥲