Yeah, because to me, i prefer, if the narrative fits the gameplay, or that those two go hand in hand :) But the narrative in this case falls apart from day two (or whenever you are able to unlock the Stonks app), and its not even grinding, or abusing some wird unintended effects, its just using the game given mechanic in exactly the way it is intended to be used.
I know, that the title implies a dystopian world, but if the games very own mechanics allow you from the second day to not be poor anymore, and to basically solve most of your problems, then... wouldn´t i tbe nice, if there exist a tiny well hidden kind of happy end route?
Your God of War example can easily be countered by the fact, that more and more games allow you to go everywhere, to climb up and down, swim and dive, or even fly, and explore whereever you want. They take into account, that your char is strong, can climb, or jump really high, and they have to find good ingame ways to hinder the char from exploring some areas. Cyberpunk f.e. lets you rip open the locked doors, if you are strong enough. It also lets you unlock the locks, if your tech and hacking skills are good enough.
Artificially hindering the char from doing something by f.e. some invisible walls etc. just breaks the immersion, and takes away the fun, in some cases it just a massive disconnect between the game mechanics and the story/narrative.
Viewing post in Pls make the character aware of his owned money
Oh I perfectly understand your preference, and I like those consistent games too. I might be wrong but I feel like this is an indie game, devs may have good knowledge but they're most likely not as numbered (and maybe as heavily experienced too) as big companies teams. We can't really ask them complex or triple A game stuff, or at least not as everyday updates so your refutation still depends more of who is making the game. The game has around 3 years already so all you currently see was made throughout that period and they probably used most of that time to work on it. If they were to make Anon gain less, they would also need to change other things like the rent payment, clothes and robot parts prices and that sorta stuff. Maybe it's not THAT hard but it would still take a good chunk of time, time which they could use for other things like fulfilling some community suggestions, adding other new gimmicks, taking a good rest, more important things basically. I understand if your mind doesn't let those things that can ruin the immersion slip but again, imagination is pretty OP. Or like I've previously said, most people simply don't mind these details. IC most definitely saw your idea so we'll see if he does something about it in some future, it would be pretty neat if he does. But a good main ending could also easily solve most of this as you mentioned, and he might be working on it already