Okay, I'll answer your question:
1- I won't be able to do this gender swap function, because the game is designed to have only a male protagonist!
2- This option is easier to do, but there's no reason for me to do it! With 20 minutes of gameplay, the player can leave all the characters completely naked!
These are good ideas, but I don't have the time! At the moment, I'm working alone on the game project.