"Hf-EEP!"
She quickly went below the waves
"O-Oh! My, I'm very sorry I scared you-why the hell are you in the ocean though?"
She peeked her head up again
She continued to look at her in confusion.
"Um...totally normal, human reasons....?"
"Uh-Yea..I'm pretty sure that waters freezing theres no bloody way in hell that your actually enjoying the water-"
"Um-I just uhh-um-"
"Uhm-um-what? What's wrong? Are ya stuttering because of the water?"
"Ah-N-No-"
"Alright then what is it?"