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Fun game, concur with other player in comments, I suspect possibly something to do with borrowing? My minimum debt payments were remarkably much lower than they ought to have been (by margins of several hundred thousand). My only suspicion is if you take on a ludicrous amount of borrowing (as I did) and then pay down the money the game forgets you borrowed and wipes those debts?


NÚMEROS ROJOS · PLAYTEST LOG

──────────────────────────────────────────────────

  Time played                     2303 s   (38:23)

  First click on WORK               29 s   (00:29)

  First purchase                    34 s   (00:34)

  Debt went down for the 1st time  295 s   (04:55)

  Clicks on WORK                              2509

  Missed payments                                0

  Used LIQUIDATE                                no

  WHERE THEY LEFT

  LEFT AT SECOND                  2300 s   (38:20)

  Within the first 5 minutes                    no

  Last thing they saw             appears · liquidar (38:12)

  Times they closed and came back                0

  THE FIRST 5 MINUTES, STEP BY STEP

    00:29  first click on WORK

    00:31  appears · generadores

    00:34  first purchase

    00:52  appears · mejoras

    03:00  FIRST MONTH-END

    03:00  appears · balance

    03:00  appears · abono

    03:00  appears · calificacion

    03:00  appears · registro

    04:55  THE WAY OUT · the debt went down

  CLICKS PER MINUTE

    00:00   120  ###############

    01:00   261  ##################################

    02:00   308  ########################################

    03:00    65  ########

    04:00   180  #######################

    05:00   106  ##############

    06:00    82  ###########

    07:00   311  ########################################

    08:00   195  #########################

    09:00   207  ###########################

    10:00    40  #####

    11:00   195  #########################

    12:00    79  ##########

    13:00    25  ###

    14:00   300  #######################################

    15:00     4  #

    16:00     0  

    17:00    31  ####

  WHAT THEY PLAYED ON

  Window                                 2048×1152

  Screen                                  1536×864

  Language                                      en

  Accessibility                    nothing enabled

──────────────────────────────────────────────────

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  All of this came out of your own browser and has not been sent anywhere.

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  {"version":3,"inicio":1785716923065,"msJugados":2303601,"segundoPrimerClic":29,"segundoPrimeraCompra":34,"segundoPrimeraBajadaDeDeuda":295,"segundoDeCierre":null,"cierresDePestana":0,"cuotasFalladas":0,"mesesFallados":[],"clics":2509,"clicsPorFranja":[120,261,308,65,180,106,82,311,195,207,40,195,79,25,300,4,0,31],"usoLiquidacion":false,"entorno":{"anchoVentana":2048,"altoVentana":1152,"anchoPantalla":1536,"altoPantalla":864,"altoContraste":false,"escala":100,"sinRojo":false,"movimientoReducido":false,"idioma":"en"},"hitos":[{"clave":"primer-clic","segundo":29},{"clave":"capa:generadores","segundo":31},{"clave":"primera-compra","segundo":34},{"clave":"capa:mejoras","segundo":52},{"clave":"primer-cierre","segundo":180},{"clave":"capa:balance","segundo":180},{"clave":"capa:abono","segundo":180},{"clave":"capa:calificacion","segundo":180},{"clave":"capa:registro","segundo":180},{"clave":"la-salida","segundo":295},{"clave":"capa:prestamos","segundo":360},{"clave":"capa:progreso","segundo":2139},{"clave":"capa:esquemas","segundo":2139},{"clave":"esquema:e1","segundo":2149},{"clave":"esquema:e2","segundo":2186},{"clave":"refinanciacion:2","segundo":2257},{"clave":"esquema:e3","segundo":2268},{"clave":"esquema:e4","segundo":2284},{"clave":"capa:liquidar","segundo":2292},{"clave":"fin-del-acto","segundo":2303}],"abandonos":[],"ultimoLatido":2300}

Thank you for digging into this and for the theory, which is exactly the kind of thing worth writing down.

I went and checked the loan code specifically because of your comment, and loans do get added to the principal correctly; nothing gets wiped or forgotten when you pay back down. So that part I can rule out.

What I think you were seeing is the refinancing. Your log shows you signed the 3% tier, straight down from the starting 10% you skipped the 6% one entirely. That cuts the minimum payment to roughly a third of what it was, instantly, on whatever the debt happens to be at that moment. On a debt of a few million that is very easily "several hundred thousand" lower than the number you had in your head, and it happens the moment you click the button rather than gradually. The game tells you the new rate but does a poor job of connecting it to the payment you're about to see, which is on me.

If that doesn't match what you remember particularly if the payment looked wrong before you refinanced I'd really like to know, because then it is something else and I'd want to find it.

payment looked wrong before I refinanced it, I remember particularly checking the interest rate and it was 10%, I did notice the going to the 3% tier and that, I thought, was relatively well communicated