I understand it seems you really like using AI. Such passion and desperation for it I have genuinely never seen before so good on you I guess.
I'm going to try and convince you to stop doing that, but if you want to continue then skip this paragraph and read the solution under it instead. I don't really know what type of games you make so I'll just be broad here. I propose a solution for you: If you can't draw? Then don't. There are many character creation templates online that artists make and allow for the free use of. I could recommend some but I'll just keep it simple b/c I'm not sure if you will even read this or not. If you can't make music? Then don't. Free stock libraries exist all over the internet. If you can't code? Well, you probably should be able to if you want to make games. I'm not really sure how to help you there but since you're low on funds keep things simple. If you need assets for your game, 2D or 3D, it can be done. Free assets are so useful I've found so many just messing around. Old forums tend to have links to ones that actually look decent instead of the stock ones found in most game engines of course. And if you want GOOD art, GOOD music, GOOD assets? Well you have to work up to that. I used stock photos for my most recent game because I haven't learned to draw the characters yet, and I even managed to incorporate that into the aesthetic of the experience. Start small. And work up. It's never too late to learn anything unless you genuinely don't want to.
If you skipped the above paragraph here we go:
My recommendation is to go somewhere else. Find an AI support community where you guys can share your stuff or something. Me personally I don't respect the use of AI in art and game design but you shouldn't be harassed over it or anything. I think nobody deserves to starve that sounds horrible.
AI isn't going anywhere unfortunately. So while most artists are trying to make a living and share their projects using their own skills, I think there should be a separate community for people who want to use the new tools to, uh, do whatever. Perhaps even share money for said 'art'. Again I'm not going to concede and admit "AI IS ART TOO" or anything but I understand there will always be a community of people who believe this so try to work that into your favor. I know this post is quite old so I don't know the update on where you are but as I said just try to separate your content from the ones made traditionally.
I'm usually very harsh on AI creators because they're- well to put it frankly they're scammers who have zero passion in their craft. But you seem different. I'm not going to go as hard because you're desperate and as I said I haven't seen that before. Just please try to remember that it's the SOUL that goes into art. It's the hard work. This sounds almost paradoxical but as much as you use AI try to remember that it's humans that make games fun. It's humans that make art thought-provoking. A project relying on AI more than the individual will always be apparent and it will always miss that personal touch that others so often have. Just think about that. I guess.