Yup, I saw. Probably not going to make yet another post though. Updated a bunch of TOS in some scary ways, walked a bunch of it back (but left some very concerning stuff), and are now claiming that it was just "clarification" and that nothing with enforcement will change. Well, I guess we'll see.
There are no backups. Credit card companies control basically all online commerce, and for some reason they listen to a handful of wingnuts on things like this rather than just...process the payments and continue to take their cut and make money. I can't stress enough how utterly absurd this is: MasterCard and Visa are GARGANTUAN. They're routinely sued by NATIONS STATES, including the US, and every time they shrug it off with (for them) minor fines and slight adjustments to the way they do business. And yet for some reason random moralizing agitators no one has ever even heard of before have them quaking in their boots? Utterly bizarre.
Payments on SubscribeStar are up and functioning again for the time being. Paypal continues to work here. And at the time of writing, the wallet thing that was the original point of this post is ALSO back up on SubscribeStar for now. Things function, more or less, for now. But that's about it. There SHOULD be a law utterly preventing payment processors from making customer decisions based on "reputational risk" (yes, there's the executive order, but good luck seeing any actual action out of that, especially on adult entertainment). There SHOULD be a digital currency, backed by the government, that doesn't have the scam casino trappings, complexity, or unreliability of crypto, that people can just USE to buy stuff online on its own, without having to rely on ANY private corporation. Eventually we'll probably arrive at both, but I doubt it will happen in my lifetime.
Specifically in terms of the Substar TOS nonsense: It's the same as everything, you wait and see. It's looking more and more like the recent tossup there WAS to do with cc pressure, and their goofy re-write of the TOS was some attempt to fix or placate them? But now it's all reverted, and I'm not aware of people actually getting the axe over it. This whole thing operates a lot like healthcare in the US: it's a big black box that you don't get to see inside. What does THIS mean? What does THAT mean? Does this policy mean something is banned, or is it just there to nod and wink? How about that one? Who can say? Everything just kinda...gets along, the best it can. You can only deduce the contents of the black box by its outputs. I'm still up on Substar for now. Hopefully, that will continue.